--- title: Health Insurance | TWFG Insurance Services in The Woodlands, Texas description: Jenkins Insurance can help you choose the right health insurance plan for you and your family. Request a quote online or call 281-410-8934 to talk to an advisor today. --- # Health Insurance ## from Jenkins Insurance * * * A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from Jenkins Insurance. Let’s face it, medical treatments aren’t cheap. Without health insurance coverage you could end up paying off medical bills for the rest of your life. Jenkins Insurance can help you find an affordable healthcare plan that’s right for you. [Contact](/contact) one of our friendly agents today to learn more. ## Types of Health Insurance in Texas There are basically three major types of Texas health insurance policies to choose from: consumer-directed, fee for service, and managed care. These health insurance plans help cover your medical, surgical, and hospital expenses. They may even cover dental expenses, mental health services, and prescription drugs, depending on the coverage you choose. - **Consumer-directed** A consumer-directed health plan (a.k.a. “consumer-driven” or “consumer choice”) is a newer type of healthcare plan that’s designed to give you more control. As part of the plan, you setup a health fund that can be used to cover medical expenses. - **Fee for Service** A fee for service plan is a more traditional healthcare plan. It means you pay a fee to your provider for every healthcare service you receive. The benefit of this type of health insurance plan is that it allows for a lot of flexibility when choosing a physician or healthcare provider. - **Managed Care** Members of managed care health plans generally enjoy more benefits like lower out-of-pocket costs. However, you can only receive treatment from physicians that participate in the managed care network. Typical managed care plans include health maintenance organizations (HMOs), preferred provider organizations (PPO), and point-of service (POS) plans. ## Common Health Insurance Terms When discussing health insurance with an agent, it helps to understand some of the common terms you’ll hear. Below you’ll find definitions to some of the most common health insurance terms. - **Deductible** - The amount of money you pay toward medical bills before your insurance coverage begins. - **Co-pay** - A specified amount of money you pay upfront for doctor visits and prescription refills. - **Coinsurance** - The percentage of medical bills you pay after meeting the deductible. To learn more about Texas health insurance, [call and talk with one of our agents](/contact) today. We’ll guide you toward a more secure future. * * * ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/health-insurance/quote) ## Insurance Partners [Allstate — Chubb — Foremost — Genworth — Hagerty — Hartford — Liberty Mutual — National General — Nationwide — Philadelphia Insurance — Progressive — Safeco — Stillwater Insurance Group — Transamerica — Travelers — Atlas General — Principal — Prudential — USLI — Wellington — Wright Flood — Zurich — American Risk — GEICO — Elephant — Allied Trust — SURE — SafePort — Twico — Universal North America — Homeowners of America — Jewelers Mutual — AIG Private Client — PURE — Texas Windstorm — Texas Fair Plan — Swyftt — Occidental Fire & Casualty Insurance — FEMA](/insurance-companies) ## Connect Online - [Facebook](https://www.facebook.com/JenkinsInsuranceTWFG/) - [LinkedIn](https://www.linkedin.com/in/chris-jenkins-74991bb/) ## Get Your Free Health Insurance Insurance Quote [Start Here](/health-insurance/quote) ## From Our Blog [**How to Protect Business Equipment That Travels Off-Site** — Many businesses rely on equipment that does not stay in one location. Contractors transport tools between job sites, photographers carry expensive cameras, technicians travel with specialized equipment, and businesses may regularly move computers, machinery, or other property. — Once equipment… — Sep 3](/blog/2026/how-to-protect-business-equipment-that-travels-off-site) [**What to Consider Before Installing a Home EV Charger** — Charging an electric vehicle at home can make ownership more convenient, but installing a home EV charger involves more than simply mounting equipment in the garage. Electrical capacity, charger type, installation location, local requirements, and long-term use should all be considered before work… — Sep 3](/blog/2026/what-to-consider-before-installing-a-home-ev-charger) [**How to Protect Your Home During a Power Outage** — Power outages can happen with little or no warning and may last anywhere from a few minutes to several hours or longer. While most outages are temporary inconveniences, they can also create risks for appliances, electronics, food, plumbing, and other parts of your home. — A little preparation can… — Aug 27](/blog/2026/how-to-protect-your-home-during-a-power-outage) [View all articles](/blog) ```json {"@context":"https://schema.org","@graph":[{"@type":"Service","@id":"https://www.twfgthewoodlands.com/health-insurance#service","url":"https://www.twfgthewoodlands.com/health-insurance","name":"Health Insurance","serviceType":"Health Insurance","description":"Health Insurance quotes from multiple insurance companies in Texas.","provider":{"@id":"https://www.twfgthewoodlands.com/#organization"},"areaServed":[{"@type":"City","name":"The Woodlands","address":{"@type":"PostalAddress","addressLocality":"The Woodlands","addressRegion":"Texas"}},{"@type":"State","name":"Texas"},{"@type":"City","name":"Magnolia","address":{"@type":"PostalAddress","addressLocality":"Magnolia","addressRegion":"TX"},"sameAs":"https://en.wikipedia.org/wiki/Magnolia,_Texas"},"Montgomery County, Texas","Houston Metro"],"image":{"@type":"ImageObject","@id":"https://www.twfgthewoodlands.com/health-insurance#image","url":"https://webtricity-assets-1.wbtcdn.com/images/s/tom-claes-cfdznybonzc-unsplash-1170x780.8a36873845d5c9d6110072d93f1273f824d446ec46dae6aeba0658ca63521133.jpg","width":1170,"height":780}},{"@type":"Organization","@id":"https://www.twfgthewoodlands.com/#organization","url":"https://www.twfgthewoodlands.com/","name":"Jenkins Insurance"},{"@type":"WebPage","@id":"https://www.twfgthewoodlands.com/#webpage","url":"https://www.twfgthewoodlands.com/","name":"Health Insurance | TWFG Insurance Services in The Woodlands, Texas","description":"Jenkins Insurance can help you choose the right health insurance plan for you and your family. 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